The very last thing I tend to do while wetting out the inside, is the stems.
I make sure I'm happy with the rest of the hull, before I fuss with the ends, as they can take a lot of time.
With every thing wetted, I tuck in one side, and with a squeege, get the cloth to lay right ! At this point the cloth is covering both sides of the hull, and tucked into the stem joint. .
Then the other over the top of the first. I bevel a scrap strip, and carefully as I can, poke the cloth, and smooth the over laps . The overlaps are usually a couple of inches or more.
I haven't used any Filleting mix, After dropping a few hulls off my truck going down the Highway, and none of those gave way ! I'm satisfied with just overlapping the ends !
Now if I was a 100 miles up in the Canadian Bush, I might build my stems with a good fillet, as Alan does !
I like my inside stems to seal the hull and look good, as well as be strong.
I wish I had pics to show, but my gloves are always dripping with epoxy, when I get into the stems , not the time to mess with a camera !
Another reason, I feel my stems are Tough Enough, I glass in flotation chambers,
Jim